Learn About Main Line Risk Management
Since Main Line Risk Management got its start in 2013, our mantra has been serving our client’s needs and being accessible and available when we’re needed the most. Located in the heart of Philadelphia Main Line, our independent insurance agency is your trusted source of insurance solutions.
What makes us different is our approach—we take the time to get to know your unique needs and risks, and you’ll always speak with a real person whether you stop by our office, call us, or contact us online. We are here to help you, whatever it takes. Period.
As a part of our local community, we understand what makes the area unique, the challenges you face, and the considerations to take when helping you find insurance solutions. We are here to bring you a new insurance experience that exceeds your expectations and changes your perspective on how insurance can bring you peace of mind and protection.
Meet the Owner
Started Main Line Risk Management in 2013.
Motivated to serve his client’s needs.
Works directly with each and every client.
Dedicated to bringing you quality, affordable coverage.
Insurance for Philadelphia, From Philadelphia
Main Line Risk Management is located in the heart of Philadelphia, PA, and we are proud to serve your needs locally in the greater Philadelphia area and across DE, MD, NJ, NY, and PA. Stop by our office, contact us by phone, or send us an email to get started.
Over 100 Client Reviews
We are proud to have over 100 reviews over the years, read some of them to see why our clients continue to recommend us.
Insurance Solutions for Your Unique Needs
Main Line Risk Management offers a variety of personal insurance, insurance by industry, and business insurance solutions to help you protect what matters most.
The Independent Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
We are proud to be associated with some of the most recognized organizations and insurance companies to bring you quality service and coverage options.
Read Our Client Reviews
Check out some of our 100+ reviews and see why you should switch to Main Line Risk Management.
“Joseph has been a great help to us and I will honesty say he enjoys helping customes and getting the most accurate information for his clients. Anytime I call and have a question Joseph is always available.”
“Joseph Platyan is largely the reason I am so happy with my experience with Main Line. I started my business last year and didn’t know much about commercial insurance. Joe was informative, patient, and genuine when helping guide me through my options.”
“I needed help shopping for homeowners insurance and as a first time home buyer I had a ton of questions, ranging from what coverage is needed, claims process, recommendations, everything. Joe answered them all and was very professional throughout.”
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
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Manage Your Policies
Already a client of Main Line Risk Management? Visit our Service Center to make requests and manage your insurance.
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